Legal Terms and Conditions
This page sets forth the conditions and terms under which Acadia Insurance Company, Berkley National Insurance Company, Berkley Regional Insurance Company, Riverport Insurance Company, StarNet Insurance Company, and Tri-State Insurance Company of Minnesota (“Companies”) provide this website and the conditions that govern your use of this site. By using our site, you agree to be bound by these terms and conditions. If you do not accept our terms and conditions, please do not continue to use or access our site.
Description of Products and Services
Our web pages may describe the products and services that our Companies provide. This site is not a solicitation by the Companies of any individual, group, entity or market in any jurisdiction. By virtue of maintaining this website, the Companies shall not be construed to be doing or transacting business or otherwise being subject to the jurisdiction of any governmental authority in which the user or any linked site server, vendor or provider is located. Products are only offered pursuant to applicable law. This information is provided to help you learn about the types of products and services the Companies offer. You should also know that:
- The availability of specific products and services may vary by state jurisdiction.
- The product descriptions are general in nature. Coverage offered is subject to the specific terms of the actual policies issued.
Hyperlinks to Other Sites
This website provides links to other sites as a free service. Because we do not have control over these sites, we cannot guarantee the quality, accuracy or timeliness of them. By our connection to those sites, we do not in any way endorse the products or services provided. Questions about the content of linked sites should be directed to the respective web masters. If you would like to hyperlink to our site, please send us a courtesy email with your name, address, phone number, URL and description of your site.
Copyright Policy and Trademark
Reproduction or distribution of our web pages in whole or in part requires written permission from the Companies. Please include your name, address, phone number, description of the material desired and a description of your intended use when submitting your request.
Warranties
The Companies specifically disclaim all warranties in regard to their web pages or your use of their web pages, express, implied or otherwise, including without limitation all warranties of merchantability and fitness for a particular purpose. The Companies shall not be liable for any damages resulting from the use or misuse of our site or the information contained on it. This website has been prepared solely for the purpose of providing information about the Companies and the services and products they offer. This website has been compiled in good faith by the Companies. However, no representation is made as to the completeness or accuracy of the information it contains. In particular, you should be aware that this information may be incomplete, may contain errors or may have become out of date. The Companies reserve the right to add, modify or delete any information at this website at any time. This publication and any references to products or services are provided “as is” without any warranty or implied term of any kind.
The Companies do not warrant that the information on our site will be free from any and all software viruses or other computer errors.
Professional Advice
The information on this site is distributed with the understanding that the Companies are not providing professional advice of any type. If you have a question requiring professional advice, such as a question relating to law, financial planning or loss control, please seek the advice of a qualified professional in a relevant field.
Enforceability of These Provisions
Should any of these terms and conditions be held invalid, the invalid provisions shall be construed consistent with applicable law and in a manner that remains consistent with the original intent of the Companies. Provisions not otherwise held invalid shall remain in force.
New York Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals
New York Insurance Law Section §2612 prohibits insurers from taking certain actions against a person solely on the basis that he/she is a victim of domestic violence and requires insurers to establish certain confidentiality protocols for these individuals. Specifically, this law states that if a victim of domestic violence covered by an insurance policy delivers to the insurer that issued the policy, a valid order of protection against the policyholder or other person covered under the same policy, the insurer is prohibited for the duration of the order from disclosing to the policyholder or other covered person the address and telephone number of the victim, or of any person providing covered services to the victim. If the victim is a child, then the confidentiality rights established by this law also extend to the parent or guardian of the child.
If you are a victim of domestic violence and are covered by an insurance policy issued by us, you may provide us with an alternate address, telephone number or other method of contact. If you have a valid order of protection against another person covered by the same insurance policy issued by us, then you may provide us with a copy of the order, asking that we not disclose your contact information to such other person.
Any alternate contact information or order of protection may be sent to us by sending that information to the following address:
General Counsel
Berkley Agribusiness
P.O. Box 1594
Des Moines, IA 50306-1594
For additional information, you may also contact the New York State Domestic Violence Hotline at (800) 942-6906.
Minnesota E-Billing
Important Electronic Medical Billing and Contact Information - Berkley Agribusiness - J1477
W. R. Berkley Corporation, Legal and Licensing Information
Legal and licensing information for subsidiaries and affiliates of W. R. Berkley Corporation is available here.